Insurance Fraud
Criminal Defense Attorney For Insurance Fraud In Indianapolis
Are you facing allegations for insurance fraud in Indianapolis? These charges can be accompanied by many emotions and can leave you feeling uneasy about your future. Insurance fraud convictions carry severe penalties including fines, restitution, and jail time. It is important to hire an experienced defense attorney who can help to create a solid defense plan that protects your innocence.
Don’t Hesitate With Your Freedom
If you have been charged with insurance fraud in Indianapolis, do not hesitate to contact Patel Defense for a free case evaluation.
What Is Insurance Fraud?
Insurance fraud is an attempt to collect insurance payments based on false claims. Most insurance fraud accusations stem from auto or health insurance, although any type of insurance can be involved. The most common types of insurance fraud claims include inflated claims and making false claims. Insurance fraud cases include:
- Auto insurance fraud
- Health insurance fraud
- Workers’ compensation insurance fraud
- Homeowners insurance fraud
- Life insurance fraud
- Insurance companies denying claims
Insurance companies categorize false claims as soft fraud or hard fraud. Soft fraud refers to claims where there was damage, but the extent of the damage is misrepresented so that a larger payment could be received. An example of soft fraud is claiming that the costs for repairs are higher than they actually are after getting into a car accident. Hard fraud is the deliberate actions that enable a person to file an insurance claim. An example of hard fraud is setting your house on fire in order to collect homeowner’s insurance.
Defending Yourself Against Insurance Fraud
If you are facing insurance fraud allegations, it may seem impossible to defend against. However, an experienced insurance fraud defense attorney in Indianapolis can work closely with you to create a solid defense plan. We will launch our own investigation into the facts of your case to create holes in the prosecution’s case. At Patel Defense, we will argue all possible defenses to prove that you are innocent.
In order to be convicted of insurance fraud, the prosecution must prove that you intended to make a false claim. You also must know that what you are submitting is wrong. For example, if an auto mechanic tells you that repairs will be a certain amount but they are actually much lower, then you submitted the paperwork based on what you thought was the correct price. Another strong defense is duress. If you are forced to do something against your will so that someone else can gain, then you would have a strong duress defense. Mistaken identity is often used as a defense to insurance fraud claims. If someone fills out the paperwork and signs your name, and you can prove that it was not you, then you have a solid defense.